Affordable health and welfare plans to care for your employees

Dedicated professionals consult with you to design flexible and affordable health and welfare plans tailored to your employees’ needs. Our comprehensive solutions align with your business goals and vision — all with sustainable competitive costs.

Vantage Benefits can assist with retirement plan design, recordkeeping, administration and compliance.

With Vantage HealthRite℠ services, we’ve got you covered:

  • Customized plan designs
  • Fully insured and self-funded health plans
  • Healthy reward and wellness programs
  • Voluntary benefits integration
  • Live call center
  • Education and online enrollment assistance
  • Notification campaigns and resources

Let’s discuss how a comprehensive plan can encourage employee participation.

Finally, you and your team gain relief from administration so you can focus on more strategic business objectives! We apply our expertise across every phase of your solution:

Analysis

We review benefits coverages, perform employee surveys and measure your program’s return on investment (ROI).

Design

We identify your business goals, conduct a gap analysis and develop a benefit program with affordable, high-quality selections.

Sourcing

To help you discover the best solutions, our sourcing services include customized requests for proposals (RFPs), response analyses, vendor selection and more.

Implementation

We supply branded communication, emphasize utilization and fiscal responsibility, give employees real-time information access and provide user-friendly, paperless enrollment.

Management

Ongoing advantages include personalized customer service, daily administration, periodic demographic reports and semi-annual cost analyses.

We do it all: health plans, wellness, HSAs, COBRA and more!

There’s no need for multiple vendors,
because we do it all!

We work with an extensive selection of fully insured providers. When a plan is self-funded, we offer multiple stop-loss carriers and networks. Our services include the following and more:

Medical, Dental and Vision

  • Consulting services
  • Procurement
  • Brokerage services
  • Eligibility tracking
  • Premium billing services, including payment processing & reconciliation
  • Fully insured claims support
  • Processing of self-funded claim

Wellness Programs

Instead of consisting of generic advice, we believe the components of a wellness program should be unique to each participant’s data:

  • Targeted engagement
  • Health-risk assessments that include family history evaluations
  • Biometrics
  • Eligibility tracking
  • Lab work
  • Claims analysis and coaching
  • Wellness education tools

Voluntary Benefits

Eligibility, enrollment and premium-billing reconciliation services help you supply cost-effective coverage. We connect with reputable carriers so you can offer a variety of options:

  • Accident
  • Critical illness
  • Cancer treatment
  • Employee Assistance Programs (EAPs)

COBRA Administration

We make every effort to ensure compliance with the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and related legislative measures. Dealing directly with program participants, Vantage COBRA℠ administration includes cost-effective services to establish and maintain COBRA and HIPAA regulatory compliance across all administrative functions:

  • Eligibility
  • Enrollment
  • Billing
  • Collection
  • Employer reporting

Versatile Spending Accounts

You receive convenient, easy-to-use options through Vantage Savers℠ spending account services:

  • Flexible Spending Accounts (FSAs)
  • • Medical spending accounts: FSAs for medical needs
  • • Dependent care spending accounts: FSAs for supporting dependents
  • • Transportation spending accounts (also known as transit or parking accounts): FSAs for work-related public transportation and parking
  • Health Savings Accounts (HSAs)
  • Health Reimbursement Accounts (HRAs)

Plan design and implementation flexibility, daily administration activities and compliance services reduce your heavy administrative burden and make it easier for employees to manage out-of-pocket costs. We include the following services and more:

  • Participant recordkeeping
  • Posting of payroll contributions
  • Claims reimbursement processing
  • Compliance administration
  • Debit card processing